Mr. Graham Doyle:

There are actually a number of principal officers trying to deal with the situation going forward to put in whatever safeguards need to be put in. If those ultimately need to be further legislative safeguards, we can propose those as well.

With regard to that specific matter, yes, that specific principal officer who appeared before the committee last week is dealing with that matter to try to establish the facts that go back a long period and work with the regulator. The initial piece now is that the regulation model is a significant change. I think it has helped in the industry significantly and this is exactly the type of thing we have a regulator for at this point.