Mr. Graham Doyle:

In general terms, we are trying to establish facts. We have already spoken to the regulator with regard to what can be done about that specific incidence, once we establish all the facts around it. Both of the schemes go back a very long period of time. We are trying to establish the facts and work with the regulator. We have spoken about the unencumbered units, the terms of reference of which my colleague has here beside me. We will provide those to the committee. We will work through those issues. What we have seen more often, or what colleagues and the regulator have seen more often, is a situation where some of these AHB properties, in the circumstances you describe where people may be getting on in years and so forth, have been transferred to other AHBs. We insist on that being done at no cost, which is what has happened.