Mr. John Nugent:

Yes. The Pensions Authority, the Financial Services and Pensions Ombudsman and the equality tribunal are all involved after the event when negotiations have concluded and people have been balloted. I cannot stress enough what we are looking for are procedures, namely, negotiation, conciliation and arbitration, on behalf of retired workers similar to what active members of the scheme have. We are looking for the same facilities. After the event has proved to be absolutely useless for retired workers.