Alice-Mary Higgins (Independent) | Oireachtas source

Sorry. I was saying that it is not the need in terms of a year-to-year need for borrowing but in terms of the opportunities - for example, the opportunities for borrowing for infrastructural expenditure or social housing and so forth. Has an opportunity to access money at a lower rate been missed? I presume that it was predictable that money would not stay available at such a low rate for ever. I am just concerned about what it has cost us not to borrow and invest when we had finance at a lower rate than now.