Peadar Tóibín (Meath West, Aontú) | Oireachtas source

From a legislative perspective, that is an incredibly weak position by the State, given the approximately 100,000 people who are in the hands of the vulture funds. In many ways, the previous Governments have created a system to force these individuals into the vulture funds' accounts. There is currently a two-tier mortgage system in Ireland. Some people have mortgage interest rates of 3% and others have mortgage rates of 7%. We spoke about people switching earlier in the debate. Is there any way that a person could switch out of a vulture fund?