Mr. Gabriel Makhlouf:

As of today, I would not like to speculate on that. I will make one point. All of us are adjusting to the fact the very long period of very low interest rates is now over. Some of us are old enough to remember a world where interest rates were much higher than they are today, so in historical terms interest rates are not at those levels. However, the days of the ECB policy rate returning to a negative level, for example, which is where it was before last summer, are behind us.