Denis Naughten (Roscommon-Galway, Independent) | Oireachtas source

-----this does not stop those 100,000 people aged 16 to 23 who are in full-time work from opting in to automatic enrolment. However, will there be pressure on them not to opt in because of the potential cost to their employers? If there are two employees, one of whom has not opted voluntarily for automatic enrolment and another who wishes to opt in, could the latter be discouraged from opting in because it could ultimately make that employee far more costly to the employer? That employee could be actively encouraged not to avail of that option.