Denis Naughten (Roscommon-Galway, Independent) | Oireachtas source

No. However, based on studies done by the ESRI, by the time many people go into automatic enrolment at the age of 23, 24 or 25, the probability of them owning their own property and not having to pay either rent or a mortgage once they retire is far less than for those who will retire in the next 20 years, for argument's sake. If we are looking at a long-term retirement plan, that needs to be reflected in the overall costings and capacity for people to service that element of housing on retirement. The answer to the Deputy's question is that this matter has not been incorporated into what we are considering at present. Maybe that is something the committee will have to look at, in addition to engaging with the ESRI on it.