Mr. Liam Berney:

It probably compares quite favourably, but the Vice Chairman needs to ask the Pensions Authority that question. We are the first up but there are many questions being directed to us this morning that the Department would be better placed to answer.

Also, the Pensions Authority has a substantial amount of information the committee would benefit from. It would be interesting to hear as well from organisations such as the Irish Association of Pension Funds, which deals routinely with that kind of issue about the levelling of charges etc., and has policy papers. It would be informative for the committee, particularly on some of the questions Deputy Ó Cuív asked. The Irish Association of Pension Funds might be able to deal with them because it is the association's business in terms of the way pension schemes operate day to day.

We are a little unfortunate in that we are the first people before the committee. Clearly, the committee has many questions it wants to try to find answers to. We will try to provide them as best we can but there are other groups, including some of the ones I have mentioned, that would be in a much better position to answer those questions than perhaps we would be.