Pearse Doherty (Donegal, Sinn Fein) | Oireachtas source

That is fair enough. The main ones, from our point of view, are AIB and Bank of Ireland.

On the legislation and given the SSM framework regulation, is that the only issue? Let us ignore the international banks for a second and look at AIB and Bank of Ireland. Given that they fall under the authority of the ECB as opposed to the Central Bank, is this section the only area that diverges from Permanent TSB, for example, which falls under the competency of the Central Bank for regulation as opposed to the ECB? Is this only area of difference in terms of the legislation? The Central Bank has all of the other powers in terms of carrying out inquiries, the report, making decisions and appeals - the whole gamut of it. The only divergence is this section.