Brian Stanley (Laois-Offaly, Sinn Fein) | Oireachtas source

I think what the Deputy is expressing is there is a general frustration, which I certainly hear. You do not have to come to Dublin for it as you will hear it down in the midlands as well. People are paying very high rents and cannot save for a deposit. Policy is not the officials' gig but they advise the Minister and Government of the day. To help the question a bit, has there been any discussion or advice or has any analysis been conducted on calculating rent paid over perhaps a three- to five-year period in terms of the credibility of the borrower or potential borrower? Let us say a young person or a couple is paying €2,000 per month in rent, which is €24,000 per year and they have done so for three years. That is €72,000. They do not have a deposit but they have evidence of the fact they have paid €24,000 per year in rent. Has there every been any discussion on that given the officials advise the Minister?