Richard Bruton (Dublin Bay North, Fine Gael) | Oireachtas source

Am I wrong? The data from the Central Bank showed that there is no profit being made by the insurers on employer's liability insurance and public liability insurance. The profit is being made in motor insurance. The insurers are not passing that on to motorists. The argument is that they are cross-subsidising employer's liability insurance and public liability insurance. There is something with which we still have to get to grips in the context of employer's liability insurance and public liability insurance and I am trying to get the combined wisdom of the witnesses as to what that is.