Richard Bruton (Dublin Bay North, Fine Gael) | Oireachtas source

The point I am making is that I would rather see the Government move towards 80% support of retrofitting than 80% support of electricity bills, which will be burnt up every year. It can be a win-win. If something could be designed to particularly focus on the businesses that are exposed, that is the territory in which we could make progress.

The figures released yesterday in respect of insurance are revealing. It seems that insurers are now using motor insurance to subsidise public liability insurance and employer's liability insurance. The issue is how to get to grips with the latter two forms of insurance. The figures do not show that the insurers are making profit on them. The work that has been done to date seems to be missing something. Are there other measures we should be considering in the area of public liability insurance and employer's liability insurance to get the work that is being done, such as in respect of the Personal Injuries Assessment Board, PIAB, the standardisation of settlements and so on, to impact in those areas?