Mr. Brian O'Mahony:

Earlier in the year we look specifically at the 100% rate grants and then at the different types of homes. Based on instruction from the Department, we looked across the stock of houses that we delivered over the previous two years to understand what the typical home is. Essentially, one has many homes now and, to use a broad categorisation, when one goes outside of urban areas, one finds that newer homes can be larger and in urban areas one can find homes that are smaller, albeit if one looks back through the housing statistics, one can see detached homes which are relatively small which need to be upgraded. Those types of homes are receiving higher than 80% funding because the 80% funding was set at the typical rate of homes. Larger performing homes do not get the 80% funding; it would be lower in the case of a significantly larger home than the 200 sq. m one. There are swings and roundabouts in delivering that and it would be very challenging to deliver a true 100% funded scheme given the different types and typologies of homes out there.