Ms Suzanne Eade:

We support point-to-points through their grants and prize money in HRI. Deputy Catherine Murphy recommended that we get a taskforce together on insurance matters, which is probably a bit overdue, because it is not just about point-to-point. We are seeing insurance providers being very selective about what they will insure across a range of areas that need to be insured and charging us more. Premiums and the excesses are going up. We are all having a tough time with insurance so we need support and a bit more competition in the market. We can only go to so many underwriters. Many of the underwriters for racing have been based in the UK and are now saying that as a result of Brexit, they do not need that risk in their profile anymore so that is a major issue for us.