Bernard Durkan (Kildare North, Fine Gael) | Oireachtas source

I thank the Minister. Given that banks generally are reducing their staff numbers right across the board and there is very considerable reduction, is that a factor in the determination of the ability of the banking system to avert fraud? For example, there was a time when the banks would telephone a customer in the event of there being something unusual, a large transaction or whatever the case may be because they had numbers of staff to do that. They do not do that anymore because they do not have sufficient staff to do it. The question is, will that in any way affect the stability of the banking system as numbers of staff go down?