Mr. Jim O'Keeffe:

Our mobile banks cover four routes and visit 29 communities. On Dr. Hunt's point, we see the need for that engagement in the community and that has served us well. However, it is not feasible to have that physical presence all the time. We have talked about the reversal of the decision. On the other side of it, we have a partner there that we have worked with for 20 years, which is An Post. We have been providing banking services to An Post for 20 years, very successfully. We do a large volume of transactions through An Post. As we look forward, we need to ensure it is part of that discussion as well as being a key utility. That is not in any way to undermine the decision we have made and how we are going to move forward. There is that need for cash in the community and there are roles to play for a number of us.