Oireachtas Joint and Select Committees
Wednesday, 14 September 2022
Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach
Banking Issues: Discussion
Mr. Gavin Kelly:
Our fixed rates have been simplified over the past year so we do not differentiate specifically for some of the loan-to-value ratios. Most customers are opting for these fixed rates. They tend to stay on a variable rate for a short period and then move onto one of the fixed rates. If customers want to speak to us about a loan-to-value rate, I will certainly facilitate it.
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