Michael McNamara (Clare, Independent) | Oireachtas source

I should declare a potential conflict of interest as I am with Bank of Ireland for banking and my mortgage. I want to follow up on Deputy O'Callaghan last question. People have different fixed rates depending on when they fixed and this is normal. Will persons who come across from KBC be on different variable rates to those who, perhaps with the benefit of hindsight, will say they made the mistake of getting a mortgage from Bank of Ireland in the first place? They are all Bank of Ireland mortgages now effectively.