Pearse Doherty (Donegal, Sinn Fein) | Oireachtas source

I am aware of that but the bank's board has this in place now. This is not about me personally but I am just using this example to try to simplify the issue here. The board has made this decision now. Will Mr. Kelly explain to the committee how the board justifies offering Bernard a reduced interest rate in a type of product that is not available to me who has a mortgage with Bank of Ireland, nor is it available to any of its existing customers?