Mr. Seamus McCarthy:

To be honest, I have information that I got as part of the audit and it is not for me to come here and explain this. It is for the NPHDB to provide the information. I recall that, on an earlier occasion, the committee wrote quite a detailed letter to the NPHDB and one of the things it asked for was a copy of the clauses of the contract that deal with claims and counterclaims. My recollection is that when it responded to that, it gave other information but it did not give the committee the clauses.