Ms Caroline Timmons:

With regard to the Department, the question on professional indemnity insurance is for the Department of Finance rather than the Department of Housing, Local Government and Heritage. It is a global problem. We are aware of it, particularly after the Grenfell Tower fire and in relation to fire safety standards. It is hoped the clarity we are trying to bring in with the research we are doing now and the technical concerns coming forward will improve the situation, but we will bring the point back to the Department of Finance. If it turns out the Housing Agency does encounter problems, we will be feeding that back.