Ms Caroline Timmons:

If there is a latent claim and somebody does not declare it, that may have consequences for his or her participation in the scheme. People in that circumstance need to let the Housing Agency know that is the case. For the protection of the Exchequer and taxpayer, we will be ensuring that if somebody does try to recover moneys twice, we will be able to recover that as a simple contract debt. However, that will only arise in those circumstances. I am sure it will be a rare occurrence that anyone would try to pursue it twice.