Mr. Aidan O'Connell:

If the Deputy does not mind, I will take her second question first. I have quite a strong point on that with regard to the exposure of the engineers who will then be signing off on the rebuilds. Currently, I think Mr. Forde's and my practice are probably the only two practices in the country that have been able to get professional indemnity insurance to deal with pyrite remedials or works involving pyrite. I was talking to one of the leading geo-technical consultants, whom I would say is probably number one in the country, only last week and he said he cannot get professional indemnity cover for pyrite. Certainly, our own professional indemnity insurance has doubled in price singularly because of the pyrite issue. It is not because of any claims but singularly because of the pyrite issue. I see that as a huge problem and I have raised it with Engineers Ireland because getting affordable insurance, if any insurance, will be an absolute nightmare. The responsibility is supposed to be with the competent person, be it a chartered building surveyor, chartered engineer or architect to sign off on these properties. At the moment, however, my practice will certainly not be signing off on any of them because the professional indemnity insurance is going to go catastrophically high for dealing with these types of properties. That is issue No. 2.

Issue No. 1 is in relation to what happens in terms of the flexibility of the scheme. As I said, we are going to be living in a live laboratory but we will be dealing with the worst cases at the very beginning, which then means that as we progress through the scheme, we will be dealing with properties that are getting progressively worse or where we will see progressive damage. I would expect that the scheme will be flexible enough to deal with that.