Mr. David Taylor:

I am not an expert on pensions. The thrust of my remarks was that we have a problem with declining capacity. We have a second problem given that inflation is rampant. Consequent on that, the conversations that we are witnessing between foster carers relate to the allowance primarily and the costs of providing for children. Several of them are in a position where they might decide to desist. The question is what kind of incentives are appropriate. I am looking at it from the perspective of how we build, retain and ensure that we have enough capacity to address the issue. The technicalities of the design of the pension are beyond my expertise and experience, but that is the market situation, if one likes.