Mr. Brian McDowell:

I will take that question. The Deputy's questions make the case for what we have been calling for. We have been aiming to bring together a task force to manage an orderly exit of both banks. It could also be an oversight committee. We do not really care what it is called. There is such a lack of clarity on many of the questions. It is very difficult to answer when you are given different numbers on staffing levels, recruitment levels and how many people are using the switching process. Last week, the banks said that 10% were using that process. Why is it 10%? There need to be in the room people who are responsible for each of these matters. Obviously, we are responsible for representing staff. We are very happy to be in that room and to be held to account for staffing levels and so forth but we feel everybody should be in the room so there can be absolute transparency and clarity on all of the issues that have been raised today.