Mr. John O'Connell:

A mixture of messages is being put out there in respect of resources. The reality is that there are fewer staff in the banks now than there were at the start of the year. Some 3,300 staff in the banks have been made redundant in an 18-month to 24-month period to today, and they are still leaving. It beggars belief, therefore, that, on the one hand, the banks say they are resourcing up and trying to hire staff and, on the other, there are people going out the door every week. We cannot reconcile the two statements, and it is very hard to get a fix, therefore, on the actual number. There are a lot of conversions of temporary and agency positions into permanent positions, which we welcome, but those are not new posts. They were there in January and probably the previous January. That is why we want a task force to get that clarity of-----