Mr. Peter Boland:

The reform agenda that is in place right now will do that. The market is already more attractive as a result of the implementation of the judicial guidelines, the establishment of the Garda insurance fraud co-ordination office and the commencement of the Perjury Act. We now have the legislation we are discussing today, which is a very important part of the jigsaw, as well as the proposals from the Department of Justice on duty of care. Ireland is very rapidly becoming a more attractive market from a liability perspective and it is just a matter of getting the additional competition in on the back of that now.