Louise O'Reilly (Dublin Fingal, Sinn Fein) | Oireachtas source

I thank the witnesses for coming in and for the evidence they have given. My first question arises out of the contents of Ms Murdock's opening statement. When I read it, I noticed there was something missing, namely, any mention of premiums or a reduction in premiums. Ms Murdock spoke of savings in legal costs and so on but there is no reference to these being passed on to customers. She says there will be a benefit to consumers and of course there will be if the claims process is quicker. There is nothing like the stress of a court case or a legal procedure hanging over you. Does Ms Murdock see this proposed Bill as being an effective way of reducing premiums? Is it simply about making things quicker or more efficient, or will those savings be passed on? It is not in the submission but does Ms Murdock see that happening?