Mr. James Benson:

The subsidy offered to a developer for the home purchaser would ultimately only be given at point of sale. The builder would still have to bring a project from conception right through to point of sale. That builder will still struggle to get the necessary finance to bring forward the development. The support is very welcome and we hope it will unlock some of the process, it does not do anything to get over the finance hurdle. That is where some of the difficulty is with apartments.