Mr. Eamonn Crowley:

That is correct, and customers of that Ulster Bank branch can choose any of the providers of retail banking in Drogheda. Naturally, we would love them to choose us, but they can choose AIB or Bank of Ireland. In effect, the branch will close and cease as a branch, whereas in the 25 locations where we are taking over the branch, there will be Permanent TSB signage over the branch in due course.