Ms Elizabeth Arnett:

When we looked at this first we identified a number of customers who are heavily dependent on the overdraft and we have already reached out to those customers. Some 70,000 of our active current account customers have an overdraft facility. If there is any customer in that situation today, we would like to talk to them now. We have been very clear on the six months' notice and the 30 days but we have also been very clear that if customers require additional support for whatever reason-----