Mr. Sean Martin:

The Senator has made an important point. The post office savings bank book is a manual book, so it is not electronic, there are no charges and we take cash, cheques and coins for free from everyone. The number of people who use that service on an ongoing basis is growing because they have access. Plus, it is harder to get money out of it because it is now a savings product. If I am out having a few jars, I cannot go to the ATM and take out €20 that I was saving for a holiday or Christmas. It is harder to do it. More and more people are beginning to realise that and, thankfully, that is a huge help. I thank the Senator for bringing the matter to our attention.