Mr. James Menton:

As regards Bank of Ireland, which is our financial partner, its involvement in the group is strictly with St. Vincent's Private Hospital. In our loan arrangements with it we have been compliant in performance, in terms of capital repayments and meeting our interest bills, like any other borrower. The reference made to the variation in covenants goes back to the fact those variations relate to covenants written in 2010. Then we had the recession. As part of the process we need to technically revise those waivers on a periodic basis. As Deputy Shortall alluded to, the next revision is in approximately three or four months' time.