Seán Fleming (Laois-Offaly, Fianna Fail) | Oireachtas source

I listened carefully and I think I understood the Deputy's point. Those people would have repaid approximately €500 in interest and the capital. If somebody gets a loan and repays it within the specified period, including interest, and wants to start again, they are allowed to do it. Most people do it with car loans etc. When the loan is repaid, including capital and interest, they will start a new loan. That is not rolling over the loan. It would be for some new item in the house, electrical equipment or next year's first communion for a different child. It would not be the same loan.

This will be a new loan from the beginning for a new purpose.