Seán Fleming (Laois-Offaly, Fianna Fail) | Oireachtas source

There is no specific item in the legislation that deals with a period such as coming up to First Communion, Christmas or any other holiday period. There is no specific section in the legislation that prohibits the distribution of advertisements in a specific time period. When one can advertise is not confined to certain days of the year. As I have said, the interest rate must be clearly displayed and must clearly state that it is a high-cost interest loan. This must be clearly displayed. Most people will understand it is an advertisement. I take the Deputy's point, however, that it is a temptation when people see these advertisements. I believe we are strengthening the requirements on the industry to make clear what is involved if one takes up the temptation.