Mr. Des Carville:

There are a couple of points to make there. First, looking at it from a purely financial perspective, it would take decades to recoup the full value of what we invested in the living banks by way of dividend. It would take decades to get that cash back. The second point is on influence over the banks. We have EU-mandated or Directorate-General for Competition, DG COMP-mandated relationship frameworks with the banks, so commercial decisions are for the banks and for the management and boards of the banks. Our influence is very limited to nil as a result.