Bernard Durkan (Kildare North, Fine Gael) | Oireachtas source

That is a useful reply. This matter has a bearing on the cost of insurance generally. Once upon a time, a local authority would dig a hole in the road, put a barrel into it and leave the hole there, sometimes for weeks or months. That would obviously be classified as an accident waiting to happen. Someone would fall into it, trip on the barrel or whatever the case may be.

I wish to ask a related question. Has Insurance Ireland advised persons taking out insurance cover of the need for care and the need to ensure that they do not have accidents waiting to happen? For example, a blind spot on a road can cause accidents. I know of a road that saw 19 accidents at the same spot. There had to have been a cause, which resulted in a cost. Is it a matter of policy to alert people to this factor?