Ms Moyagh Murdock:

I do not know of any, so I cannot speak to that. The feedback is that a lot of claimants and a lot of solicitors are very surprised by the size of the awards as a result of the new guidelines and they are now adopting a wait-and-see approach. They feel they may get a better outcome at court. That is going to take much longer and it is going to undermine the whole guidelines given that if cases are recovered within six months, they fall into the lower bracket. No court case is going through sooner than two years normally and if it goes to appeal, it could be up to four years, and cases are automatically moving up the scale on the quantum of awards in the new guidelines. We will be back to square one, back to the old book of quantum, and that is the last thing we want for the consumer.