Ms Oonagh McPhillips:

Yes. That related to the fourth anti-money laundering directive. There was a gap in between the time it was transposed. The Commission had instituted legal proceeding and we ended up with a fine. We have done a lot of work on our transposition of EU measures generally but on that one, a fine of €2 million was paid to the Commission in 2020 due to the delayed transposition of the directive. It referred to a period between July 2017 and December 2019 that related to the enactment of both the primary and secondary legislation for that directive. I should add there are two more directives since. It is an ever-evolving area and we are constantly trying to keep up to date on money laundering. It is a difficult area and one the EU is very active in.