Dr. Ciaran Byrne:

I will come to that in a moment. With regard to the customer journey, the demand-led schemes have to be right for the homeowners. They have to press the green button to go. Right beside them, they have to be right for the contractor to be able to do that work.

On the matter of the State and local authorities, I am sure the Senator will appreciate that I cannot comment on the local authority target of 36,500. There was a lot of discussion around it with the Department and that is the target that was set out and agreed.

I can say, from discussions with the authorities, that there is a real willingness between them and us to share information and examples of pricing to see how we can get better bang for our buck on costing. I take the point about pilots and having more pilots, but doing a €25,000 to €40,000 retrofit on a home is a complex piece of work and we need to get things right in terms of how we build that scale. There is an old phrase, and I hate to use it, but it is very difficult to retrofit a retrofit. It is about getting the quality and processes right. We are putting the building blocks down now for a ten-year, and probably longer, programme. That is why we are spending time getting things right so that when we get it right, we can scale up quite quickly.

On building energy rating, BER, requirements, landlords and the rental sector, I take the Senator's point on the split incentive but it is a very significant and complex policy area. There is a requirement under the Housing for All plan that there would be mandatory BERs brought in by 2025. Our schemes are open to what we term non-commercial landlords.

I will ask my colleague to speak on warmer homes scheme and the disability allowance. We changed the disability criteria with the Government announcement in February.