Ms Mary-Elizabeth McMunn:

I am happy to take that question. To start with the part of the Deputy's question concerning the restrictions on lending limits, it is important from our perspective to say that we introduced tiered lending limits in house and business lending in 2020. I am sure the Deputy is aware of it. Another aspect concerns the lending we see taking place versus the capacity of the system to undertake lending. In house lending, the value of house loans outstanding is now €260 million. That is 10% of the capacity for house lending, which means that 90% of the lending capacity remains. Regarding outstanding business loans, those amounted to €128 million, or 5% of allowable capacity in that context, which means that 95% of the lending capacity remains.