Mr. Gabriel Makhlouf:

We have not washed our hands of this. What we ended in 2019 was our supervisory work in this area. We have always said we would keep a very close eye on what the FSPO was continuing to do and we have kept a very close eye on the FSPO. Our enforcement work continues. Since 2019, we have had announcements of cases concluding, and those are not over yet. The FSPO is still the right place to deal with individual cases. I cannot comment directly on such cases, unless Ms Donnery has something to say. If Deputy Doherty wishes to pick up this point in this session, we will be here after hours. We remain pretty focused on the impact of tracker mortgages and that whole issue, but we think the types of cases we have seen recently are more appropriate to the FSPO. That does not mean we are abandoning or, to use the Deputy's words, washing our hands of cases. They are still important, and I think the banks themselves recognise that. Can Ms Donnery add anything on this point?