Mr. John Newham:

Just in terms of the book of quantum, yes, personal injuries guidelines are in effect. Any assessments being made by PIAB currently are based on the new personal injury guidelines. The book of quantum is still relevant for those cases that have already entered into the courts. That is the distinction. As time goes on, we would expect the book of quantum to feature less.

In terms of psychological claims, initially the legislation enabled PIAB not to deal with psychological claims. Largely the rationale was that they are so complicated but PIAB is confident that it can deal with that complexity. That is why we are introducing provisions to deal with psychological claims.

Owner-occupier liability and duty of care is with the Department of Justice. I know good progress is being made. The Department reported on it as part of the recent annual assessment of the action plan for insurance reform. Mr. Maher might comment on where that is at if he can recall.

On ambulance chasing, it is not a role for PIAB. I am not sure where exactly the role is but it will be somewhere in the Department of Justice space. I can get back to the Deputy on what actions are being taken in that regard.