David Stanton (Cork East, Fine Gael) | Oireachtas source

On the last point, does it mean that no payment will be made until it is determined what the injuries are under heads 15 and 16? There may be some injuries, a lack of income or whatever else. I asked about where insurance companies settle cases early out of court, which very often results in an increase in premiums to a business. Have such cases been examined? Can it be mandatory that companies have to go to PIAB? How frequently does this happen?