Mr. Sean O'Connor:

I will start and the others should feel free to join in. There are a lot. I think that is an historical position in that a lot of communities decided to undertake and to deliver schemes. Regulation is probably thinning that number out, that is, the demands of regulation are pretty stringent. It is time-consuming and requires expertise on boards and suchlike, so I think there will be a natural process - "evolution" is the wrong word, but the Senator understands. Mergers and acquisitions are under way. There is probably a viability number on the stock. I do not know what it is. We probably need-----