Dr. Ciaran Byrne:

To clarify, the schemes we have at the moment are open to private members of the public and private renters, as we call the small non-commercial rental sector, in other words people who have one home or maybe two homes, not the commercial rental sector. We are monitoring who applies to our scheme but it will be appreciated we do not have control or sight over the rental piece and what landlords do. That is a different policy area. We certainly have good visibility into our schemes. There is an issue with renting as well in terms of the split incentive situation where the landlord pays but the tenant benefits. We are working on that with our colleagues in the Department of Housing, Local Government and Heritage - it is not just an Irish problem, it is a European-wide problem - to figure out how we might address that in order to get more rental homes into the schemes.