Ms Dara Deering:

If I did not answer Deputy Catherine Murphy's question on the cost I am happy to come back on it later. One of the challenges is that it is very difficult to build apartments for sale. That is the reality. That is why most of the apartments for which we receive funding applications are for the rental sector. When you try to sell them on a unit-by-unit basis, the cost of those units is beyond the reach of an awful lot of people in the marketplace. I will let Mr. Alger give the specifics on the cost of constructing an apartment .