Verona Murphy (Wexford, Independent) | Oireachtas source

I return to my initial point. We have an affordability issue, which is clear if the average price is €319,000 in the context of our mortgage rules. There is a big gap that Ms Deering does not seem to be identifying with. The HBFI was set up to make housing more affordable by building more. If the supply issue is cured, houses become cheaper. What has actually happened is that the affordability aspect has been reduced by 4 percentage points. Does Ms Deering expect that to change and if so, how?