Paul McAuliffe (Dublin North West, Fianna Fail) | Oireachtas source

Okay. I will come back to that. Clearly, the HBFI has not seen the success in drawdowns for those smaller projects that it might have. Of almost €395 million approved facilities, the drawdown has just been approximately €37 million, which is 10%. I am trying to get to the bottom of why that is happening in the market so I can understand it from a policy perspective. I can also see, from the HBFI's perspective, that it is not getting as much money drawn down as it wants from a much larger fund.